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“I want more for less...”

If you want a loan with plenty of features and discounts that also rewards you, Topline delivers.

Designed for people borrowing more than $150,000, Topline is a great way to save money over the life of your loan.

What Topline delivers:

  • A discounted variable rate for loans $150,000 and above; further discount at $300,000 and above.+

  • An all-in-one Application Fee^, inclusive of valuation, solicitors’ and title search fees.

  • A 100% mortgage offset Loan Saver account

  • A fee-free everyday transaction account - Home Advantage

  • Additional repayments without penalty*

  • Redraw feature for advance payments (fee applies)

  • Monthly, fortnightly or weekly payment options to suit you.#

Topline Residential Investment Loan - available with the option of Interest Only for up to 5 years and an everyday transaction account to help manage your Investment Loan with ease - Resi Invest Advantage. Please note: Loan Saver not available.

Important: Terms and conditions, including fees and charges apply to B&E home loan products. Full details are available on application.

+ Discount from standard Home Loan Variable Rate is 0.38% p.a. for loans from $150,000 to $299,999 and 0.48% p.a. for loans $300,000 and above.
^ Standard Application Fee applies where there is one (1) residential security property located in a metropolitan area. Further costs apply for any additional security properties where applicable and for any additional expenses charged by the valuer where the security property is not located within a metropolitan area. Excludes Govt fees and charges other than a title search fee. Additional fee of $200 applies for construction loans.
* A Break Cost Fee may apply to fixed rate loans discharged in full or converted during a fixed rate period. The standard discharge fee applies to all home loan types. An early termination fee applies to all B&E home loans paid out in full within four years.
# Subject to satisfying the minimum monthly repayment commitment detailed in the loan contract.