“I want options...”
If you’re looking for ways to tweak your home loan, start here.
For example, say you were in the process of furnishing your new home – you could choose to make lower repayments for the first year. Or you could protect yourself from interest rate rises by fixing your rate for up to five years. The name says it all – it’s a loan offering flexibility and choice.
What FlexiChoice delivers:
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A fixed discounted 12 month introductory rate
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A competitive standard variable rate
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Fixed rates from 1 to 5 years
- An all-in-one Application Fee^, inclusive of valuation and solicitors’ fees.
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A fee-free everyday transaction account - Home Advantage
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A 100% mortgage offset Loan Saver account, available during both fixed and variable interest rate periods
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Additional repayments without penalty*
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Redraw feature for advance payments (fee applies)
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Monthly, fortnightly or weekly payment options to suit you.#
FlexiChoice Residential Investment Loan - available with the option of Interest Only for up to 5 years and an everyday transaction account to help manage your Investment Loan with ease - Resi Invest Advantage. Please note: Loan Saver not available.
Important: Terms and conditions, including fees and charges apply to B&E home loan products. Full details are available on application.
* A Break Cost Fee may apply to fixed rate loans discharged in full or converted during a fixed rate period. The standard discharge fee applies to all home loan types. An early termination fee applies to all B&E home loans paid out in full within four years. # Subject to satisfying the minimum monthly repayment commitment detailed in the loan contract.
^ Standard Application Fee applies where there is one (1) residential security property located in a metropolitan area. Further costs apply for any additional security properties where applicable and for any additional expenses charged by the valuer where the security property is not located within a metropolitan area. Excludes Govt fees and charges other than a title search fee. Additional fee of $200 applies for construction loans. |